Konditionenübersicht als HTML

Darlehenskonditionen Letztkreditnehmer (Stand: 11.11.2024)

- Maßgeblich ist grundsätzlich das Zusagedatum der LfA gegenüber der Hausbank -

Soll- und Effektivzinssätze (in Klammern) nach Preisangabenverordnung (PAngV) in % p. a. Für die einzelnen Produkte (gegliedert nach Gesamtlaufzeit/Tilgungsfreijahre/Zinsbindung) sind die maximalen Zinssätze nach Preisklassen A bis X des risikogerechten Zinssystems (RGZS) angegeben (weitere Informationen finden Sie hier).

Start HTML:

<h2>Gründungs- und Wachstumskredit – Gründungsvorhaben (GK5)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich, ausgenommen Laufzeiten 2/2/2 und 12/12/12 </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>2/2/2 Jahre</td><td>2,70<br />(2,73)</td><td>3,10<br />(3,14)</td><td>3,40<br />(3,44)</td><td>3,90<br />(3,96)</td><td>4,50<br />(4,58)</td><td>5,20<br />(5,30)</td><td>5,70<br />(5,82)</td><td>8,20<br />(8,46)</td>
    </tr>
    <tr>
      <td>5/1/5 Jahre</td><td>2,76<br />(2,79)</td><td>3,16<br />(3,20)</td><td>3,46<br />(3,51)</td><td>3,96<br />(4,02)</td><td>4,56<br />(4,64)</td><td>5,26<br />(5,36)</td><td>5,76<br />(5,89)</td><td>8,26<br />(8,52)</td>
    </tr>
    <tr>
      <td>8/2/8 Jahre</td><td>2,87<br />(2,90)</td><td>3,27<br />(3,31)</td><td>3,57<br />(3,62)</td><td>4,07<br />(4,13)</td><td>4,67<br />(4,75)</td><td>5,37<br />(5,48)</td><td>5,87<br />(6,00)</td><td>8,37<br />(8,64)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>2,89<br />(2,92)</td><td>3,29<br />(3,33)</td><td>3,59<br />(3,64)</td><td>4,09<br />(4,15)</td><td>4,69<br />(4,77)</td><td>5,39<br />(5,50)</td><td>5,89<br />(6,02)</td><td>8,39<br />(8,66)</td>
    </tr>
    <tr>
      <td>12/12/12 Jahre</td><td>4,39<br />(4,46)</td><td>4,79<br />(4,88)</td><td>5,09<br />(5,19)</td><td>5,59<br />(5,71)</td><td>6,19<br />(6,34)</td><td>6,89<br />(7,07)</td><td>7,39<br />(7,60)</td><td>9,89<br />(10,26)</td>
    </tr>
    <tr>
      <td>15/1/15 Jahre</td><td>3,93<br />(3,99)</td><td>4,33<br />(4,40)</td><td>4,63<br />(4,71)</td><td>5,13<br />(5,23)</td><td>5,73<br />(5,85)</td><td>6,43<br />(6,59)</td><td>6,93<br />(7,11)</td><td>9,43<br />(9,77)</td>
    </tr>
    <tr>
      <td>15/3/10 Jahre</td><td>3,12<br />(3,16)</td><td>3,52<br />(3,57)</td><td>3,82<br />(3,88)</td><td>4,32<br />(4,39)</td><td>4,92<br />(5,01)</td><td>5,62<br />(5,74)</td><td>6,12<br />(6,26)</td><td>8,62<br />(8,90)</td>
    </tr>
    <tr>
      <td>20/3/10 Jahre</td><td>3,15<br />(3,19)</td><td>3,55<br />(3,60)</td><td>3,85<br />(3,91)</td><td>4,35<br />(4,42)</td><td>4,95<br />(5,04)</td><td>5,65<br />(5,77)</td><td>6,15<br />(6,29)</td><td>8,65<br />(8,93)</td>
    </tr>
    <tr>
      <td>20/3/20 Jahre</td><td>4,67<br />(4,75)</td><td>5,07<br />(5,17)</td><td>5,37<br />(5,48)</td><td>5,87<br />(6,00)</td><td>6,47<br />(6,63)</td><td>7,17<br />(7,37)</td><td>7,67<br />(7,89)</td><td>10,17<br />(10,56)</td>
    </tr>
  </tbody>
</table>


<h2>Gründungs- und Wachstumskredit – Gründungsvorhaben im GuW-Fördergebiet (GK6)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich, ausgenommen Laufzeiten 2/2/2 und 12/12/12 </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>2/2/2 Jahre</td><td>2,65<br />(2,68)</td><td>3,05<br />(3,09)</td><td>3,35<br />(3,39)</td><td>3,85<br />(3,91)</td><td>4,45<br />(4,52)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>8,15<br />(8,40)</td>
    </tr>
    <tr>
      <td>5/1/5 Jahre</td><td>2,71<br />(2,74)</td><td>3,11<br />(3,15)</td><td>3,41<br />(3,45)</td><td>3,91<br />(3,97)</td><td>4,51<br />(4,59)</td><td>5,21<br />(5,31)</td><td>5,71<br />(5,83)</td><td>8,21<br />(8,47)</td>
    </tr>
    <tr>
      <td>8/2/8 Jahre</td><td>2,82<br />(2,85)</td><td>3,22<br />(3,26)</td><td>3,52<br />(3,57)</td><td>4,02<br />(4,08)</td><td>4,62<br />(4,70)</td><td>5,32<br />(5,43)</td><td>5,82<br />(5,95)</td><td>8,32<br />(8,58)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>2,84<br />(2,87)</td><td>3,24<br />(3,28)</td><td>3,54<br />(3,59)</td><td>4,04<br />(4,10)</td><td>4,64<br />(4,72)</td><td>5,34<br />(5,45)</td><td>5,84<br />(5,97)</td><td>8,34<br />(8,60)</td>
    </tr>
    <tr>
      <td>12/12/12 Jahre</td><td>4,36<br />(4,43)</td><td>4,76<br />(4,85)</td><td>5,06<br />(5,16)</td><td>5,56<br />(5,68)</td><td>6,16<br />(6,30)</td><td>6,86<br />(7,04)</td><td>7,36<br />(7,57)</td><td>9,86<br />(10,23)</td>
    </tr>
    <tr>
      <td>15/1/15 Jahre</td><td>3,90<br />(3,96)</td><td>4,30<br />(4,37)</td><td>4,60<br />(4,68)</td><td>5,10<br />(5,20)</td><td>5,70<br />(5,82)</td><td>6,40<br />(6,56)</td><td>6,90<br />(7,08)</td><td>9,40<br />(9,74)</td>
    </tr>
    <tr>
      <td>15/3/10 Jahre</td><td>3,08<br />(3,12)</td><td>3,48<br />(3,53)</td><td>3,78<br />(3,83)</td><td>4,28<br />(4,35)</td><td>4,88<br />(4,97)</td><td>5,58<br />(5,70)</td><td>6,08<br />(6,22)</td><td>8,58<br />(8,86)</td>
    </tr>
    <tr>
      <td>20/3/10 Jahre</td><td>3,11<br />(3,15)</td><td>3,51<br />(3,56)</td><td>3,81<br />(3,86)</td><td>4,31<br />(4,38)</td><td>4,91<br />(5,00)</td><td>5,61<br />(5,73)</td><td>6,11<br />(6,25)</td><td>8,61<br />(8,89)</td>
    </tr>
    <tr>
      <td>20/3/20 Jahre</td><td>4,64<br />(4,72)</td><td>5,04<br />(5,14)</td><td>5,34<br />(5,45)</td><td>5,84<br />(5,97)</td><td>6,44<br />(6,60)</td><td>7,14<br />(7,33)</td><td>7,64<br />(7,86)</td><td>10,14<br />(10,53)</td>
    </tr>
  </tbody>
</table>


<h2>Gründungs- und Wachstumskredit – Wachstumsvorhaben (WK5)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich, ausgenommen Laufzeiten 2/2/2 und 12/12/12 </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>2/2/2 Jahre</td><td>3,02<br />(3,05)</td><td>3,42<br />(3,46)</td><td>3,72<br />(3,77)</td><td>4,22<br />(4,29)</td><td>4,82<br />(4,91)</td><td>5,52<br />(5,64)</td><td>6,02<br />(6,16)</td><td>8,52<br />(8,80)</td>
    </tr>
    <tr>
      <td>5/1/5 Jahre</td><td>3,08<br />(3,12)</td><td>3,48<br />(3,53)</td><td>3,78<br />(3,83)</td><td>4,28<br />(4,35)</td><td>4,88<br />(4,97)</td><td>5,58<br />(5,70)</td><td>6,08<br />(6,22)</td><td>8,58<br />(8,86)</td>
    </tr>
    <tr>
      <td>8/2/8 Jahre</td><td>3,19<br />(3,23)</td><td>3,59<br />(3,64)</td><td>3,89<br />(3,95)</td><td>4,39<br />(4,46)</td><td>4,99<br />(5,08)</td><td>5,69<br />(5,81)</td><td>6,19<br />(6,34)</td><td>8,69<br />(8,98)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>3,21<br />(3,25)</td><td>3,61<br />(3,66)</td><td>3,91<br />(3,97)</td><td>4,41<br />(4,48)</td><td>5,01<br />(5,10)</td><td>5,71<br />(5,83)</td><td>6,21<br />(6,36)</td><td>8,71<br />(9,00)</td>
    </tr>
    <tr>
      <td>12/12/12 Jahre</td><td>4,59<br />(4,67)</td><td>4,99<br />(5,08)</td><td>5,29<br />(5,40)</td><td>5,79<br />(5,92)</td><td>6,39<br />(6,54)</td><td>7,09<br />(7,28)</td><td>7,59<br />(7,81)</td><td>10,09<br />(10,48)</td>
    </tr>
    <tr>
      <td>15/1/15 Jahre</td><td>4,13<br />(4,19)</td><td>4,53<br />(4,61)</td><td>4,83<br />(4,92)</td><td>5,33<br />(5,44)</td><td>5,93<br />(6,06)</td><td>6,63<br />(6,80)</td><td>7,13<br />(7,32)</td><td>9,63<br />(9,98)</td>
    </tr>
    <tr>
      <td>15/3/10 Jahre</td><td>3,38<br />(3,42)</td><td>3,78<br />(3,83)</td><td>4,08<br />(4,14)</td><td>4,58<br />(4,66)</td><td>5,18<br />(5,28)</td><td>5,88<br />(6,01)</td><td>6,38<br />(6,53)</td><td>8,88<br />(9,18)</td>
    </tr>
    <tr>
      <td>20/3/10 Jahre</td><td>3,41<br />(3,45)</td><td>3,81<br />(3,86)</td><td>4,11<br />(4,17)</td><td>4,61<br />(4,69)</td><td>5,21<br />(5,31)</td><td>5,91<br />(6,04)</td><td>6,41<br />(6,57)</td><td>8,91<br />(9,21)</td>
    </tr>
    <tr>
      <td>20/3/20 Jahre</td><td>4,87<br />(4,96)</td><td>5,27<br />(5,38)</td><td>5,57<br />(5,69)</td><td>6,07<br />(6,21)</td><td>6,67<br />(6,84)</td><td>7,37<br />(7,58)</td><td>7,87<br />(8,11)</td><td>10,37<br />(10,78)</td>
    </tr>
  </tbody>
</table>


<h2>Gründungs- und Wachstumskredit – Wachstumsvorhaben im GuW-Fördergebiet (WK6)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich, ausgenommen Laufzeiten 2/2/2 und 12/12/12 </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>2/2/2 Jahre</td><td>2,87<br />(2,90)</td><td>3,27<br />(3,31)</td><td>3,57<br />(3,62)</td><td>4,07<br />(4,13)</td><td>4,67<br />(4,75)</td><td>5,37<br />(5,48)</td><td>5,87<br />(6,00)</td><td>8,37<br />(8,64)</td>
    </tr>
    <tr>
      <td>5/1/5 Jahre</td><td>2,93<br />(2,96)</td><td>3,33<br />(3,37)</td><td>3,63<br />(3,68)</td><td>4,13<br />(4,19)</td><td>4,73<br />(4,81)</td><td>5,43<br />(5,54)</td><td>5,93<br />(6,06)</td><td>8,43<br />(8,70)</td>
    </tr>
    <tr>
      <td>8/2/8 Jahre</td><td>3,04<br />(3,07)</td><td>3,44<br />(3,48)</td><td>3,74<br />(3,79)</td><td>4,24<br />(4,31)</td><td>4,84<br />(4,93)</td><td>5,54<br />(5,66)</td><td>6,04<br />(6,18)</td><td>8,54<br />(8,82)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>3,06<br />(3,10)</td><td>3,46<br />(3,51)</td><td>3,76<br />(3,81)</td><td>4,26<br />(4,33)</td><td>4,86<br />(4,95)</td><td>5,56<br />(5,68)</td><td>6,06<br />(6,20)</td><td>8,56<br />(8,84)</td>
    </tr>
    <tr>
      <td>12/12/12 Jahre</td><td>4,49<br />(4,57)</td><td>4,89<br />(4,98)</td><td>5,19<br />(5,29)</td><td>5,69<br />(5,81)</td><td>6,29<br />(6,44)</td><td>6,99<br />(7,18)</td><td>7,49<br />(7,70)</td><td>9,99<br />(10,37)</td>
    </tr>
    <tr>
      <td>15/1/15 Jahre</td><td>4,03<br />(4,09)</td><td>4,43<br />(4,50)</td><td>4,73<br />(4,81)</td><td>5,23<br />(5,33)</td><td>5,83<br />(5,96)</td><td>6,53<br />(6,69)</td><td>7,03<br />(7,22)</td><td>9,53<br />(9,88)</td>
    </tr>
    <tr>
      <td>15/3/10 Jahre</td><td>3,27<br />(3,31)</td><td>3,67<br />(3,72)</td><td>3,97<br />(4,03)</td><td>4,47<br />(4,55)</td><td>5,07<br />(5,17)</td><td>5,77<br />(5,90)</td><td>6,27<br />(6,42)</td><td>8,77<br />(9,06)</td>
    </tr>
    <tr>
      <td>20/3/10 Jahre</td><td>3,30<br />(3,34)</td><td>3,70<br />(3,75)</td><td>4,00<br />(4,06)</td><td>4,50<br />(4,58)</td><td>5,10<br />(5,20)</td><td>5,80<br />(5,93)</td><td>6,30<br />(6,45)</td><td>8,80<br />(9,09)</td>
    </tr>
    <tr>
      <td>20/3/20 Jahre</td><td>4,77<br />(4,86)</td><td>5,17<br />(5,27)</td><td>5,47<br />(5,58)</td><td>5,97<br />(6,10)</td><td>6,57<br />(6,73)</td><td>7,27<br />(7,47)</td><td>7,77<br />(8,00)</td><td>10,27<br />(10,67)</td>
    </tr>
  </tbody>
</table>


<h2>Universalkredit (UK5)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich, ausgenommen Laufzeit 15/15/10 Jahre. </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>3/1/3 Jahre</td><td>3,24<br />(3,28)</td><td>3,64<br />(3,69)</td><td>3,94<br />(4,00)</td><td>4,44<br />(4,51)</td><td>5,04<br />(5,14)</td><td>5,74<br />(5,86)</td><td>6,24<br />(6,39)</td><td>8,74<br />(9,03)</td>
    </tr>
    <tr>
      <td>5/1/5 Jahre</td><td>3,48<br />(3,53)</td><td>3,88<br />(3,94)</td><td>4,18<br />(4,25)</td><td>4,68<br />(4,76)</td><td>5,28<br />(5,39)</td><td>5,98<br />(6,12)</td><td>6,48<br />(6,64)</td><td>8,98<br />(9,29)</td>
    </tr>
    <tr>
      <td>8/2/8 Jahre</td><td>3,56<br />(3,61)</td><td>3,96<br />(4,02)</td><td>4,26<br />(4,33)</td><td>4,76<br />(4,85)</td><td>5,36<br />(5,47)</td><td>6,06<br />(6,20)</td><td>6,56<br />(6,72)</td><td>9,06<br />(9,37)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>3,65<br />(3,70)</td><td>4,05<br />(4,11)</td><td>4,35<br />(4,42)</td><td>4,85<br />(4,94)</td><td>5,45<br />(5,56)</td><td>6,15<br />(6,29)</td><td>6,65<br />(6,82)</td><td>9,15<br />(9,47)</td>
    </tr>
    <tr>
      <td>15/2/10 Jahre</td><td>3,72<br />(3,77)</td><td>4,12<br />(4,18)</td><td>4,42<br />(4,49)</td><td>4,92<br />(5,01)</td><td>5,52<br />(5,64)</td><td>6,22<br />(6,37)</td><td>6,72<br />(6,89)</td><td>9,22<br />(9,54)</td>
    </tr>
    <tr>
      <td>15/15/10 Jahre</td><td>4,17<br />(4,24)</td><td>4,57<br />(4,65)</td><td>4,87<br />(4,96)</td><td>5,37<br />(5,48)</td><td>5,97<br />(6,10)</td><td>6,67<br />(6,84)</td><td>7,17<br />(7,37)</td><td>9,67<br />(10,03)</td>
    </tr>
    <tr>
      <td>20/2/10 Jahre</td><td>3,75<br />(3,80)</td><td>4,15<br />(4,22)</td><td>4,45<br />(4,52)</td><td>4,95<br />(5,04)</td><td>5,55<br />(5,67)</td><td>6,25<br />(6,40)</td><td>6,75<br />(6,92)</td><td>9,25<br />(9,58)</td>
    </tr>
  </tbody>
</table>


<h2>Universalkredit – beihilfefrei (UK7)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich, ausgenommen Laufzeit 15/15/10 Jahre. </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>3/1/3 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>5/1/5 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>8/2/8 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>15/2/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>15/15/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>20/2/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
  </tbody>
</table>


<h2>Innovationskredit 4.0 - Innovative Vorhaben (IV5)</h2>
<p> Auszahlung: 100 %. <br />Soweit die im Darlehensangebot festgelegten Voraussetzungen erfüllt werden, gewährt die LfA einen Tilgungszuschuss von 2,0 % des Darlehensbetrags. Dieser ist in den oben aufgeführten Zinssätzen nicht enthalten.

</p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>5/1/5 Jahre</td><td>2,08<br />(2,10)</td><td>2,48<br />(2,50)</td><td>2,78<br />(2,81)</td><td>3,28<br />(3,32)</td><td>3,88<br />(3,94)</td><td>4,58<br />(4,66)</td><td>5,08<br />(5,18)</td><td>7,58<br />(7,80)</td>
    </tr>
    <tr>
      <td>7/2/7 Jahre</td><td>2,13<br />(2,15)</td><td>2,53<br />(2,55)</td><td>2,83<br />(2,86)</td><td>3,33<br />(3,37)</td><td>3,93<br />(3,99)</td><td>4,63<br />(4,71)</td><td>5,13<br />(5,23)</td><td>7,63<br />(7,85)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>2,21<br />(2,23)</td><td>2,61<br />(2,64)</td><td>2,91<br />(2,94)</td><td>3,41<br />(3,45)</td><td>4,01<br />(4,07)</td><td>4,71<br />(4,79)</td><td>5,21<br />(5,31)</td><td>7,71<br />(7,94)</td>
    </tr>
  </tbody>
</table>


<h2>Innovationskredit 4.0 - Innovative Vorhaben HA (IV6)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 70 %. <br />Soweit die im Darlehensangebot festgelegten Voraussetzungen erfüllt werden, gewährt die LfA einen Tilgungszuschuss von 2,0 % des Darlehensbetrags. Dieser ist in den oben aufgeführten Zinssätzen nicht enthalten. Der aus der InvestEU-Garantie des EIF resultierende Vorteil (Financial Benefit) wird von der LfA über eine preisklassenabhängige Zinsvergünstigung an den Endkreditnehmer weitergegeben, die in den oben aufgeführten Zinssätzen bereits enthalten ist.

</p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>5/1/5 Jahre</td><td>2,08<br />(2,10)</td><td>2,38<br />(2,40)</td><td>2,57<br />(2,59)</td><td>2,90<br />(2,93)</td><td>3,30<br />(3,34)</td><td>3,78<br />(3,83)</td><td>4,10<br />(4,16)</td><td>5,76<br />(5,89)</td>
    </tr>
    <tr>
      <td>7/2/7 Jahre</td><td>2,13<br />(2,15)</td><td>2,43<br />(2,45)</td><td>2,62<br />(2,65)</td><td>2,95<br />(2,98)</td><td>3,35<br />(3,39)</td><td>3,83<br />(3,88)</td><td>4,15<br />(4,22)</td><td>5,81<br />(5,94)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>2,21<br />(2,23)</td><td>2,51<br />(2,53)</td><td>2,70<br />(2,73)</td><td>3,03<br />(3,06)</td><td>3,43<br />(3,48)</td><td>3,91<br />(3,96)</td><td>4,23<br />(4,30)</td><td>5,89<br />(6,02)</td>
    </tr>
  </tbody>
</table>


<h2>Innovationskredit 4.0 - Innovative Unternehmen (IU5)</h2>
<p> Auszahlung: 100 %. <br />Soweit die im Darlehensangebot festgelegten Voraussetzungen erfüllt werden, gewährt die LfA einen Tilgungszuschuss von 1,0 % des Darlehensbetrags. Dieser ist in den oben aufgeführten Zinssätzen nicht enthalten.

</p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>5/1/5 Jahre</td><td>2,68<br />(2,71)</td><td>3,08<br />(3,12)</td><td>3,38<br />(3,42)</td><td>3,88<br />(3,94)</td><td>4,48<br />(4,56)</td><td>5,18<br />(5,28)</td><td>5,68<br />(5,80)</td><td>8,18<br />(8,43)</td>
    </tr>
    <tr>
      <td>7/2/7 Jahre</td><td>2,73<br />(2,76)</td><td>3,13<br />(3,17)</td><td>3,43<br />(3,47)</td><td>3,93<br />(3,99)</td><td>4,53<br />(4,61)</td><td>5,23<br />(5,33)</td><td>5,73<br />(5,85)</td><td>8,23<br />(8,49)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>2,81<br />(2,84)</td><td>3,21<br />(3,25)</td><td>3,51<br />(3,56)</td><td>4,01<br />(4,07)</td><td>4,61<br />(4,69)</td><td>5,31<br />(5,42)</td><td>5,81<br />(5,94)</td><td>8,31<br />(8,57)</td>
    </tr>
  </tbody>
</table>


<h2>Innovationskredit 4.0 - Innovative Unternehmen HA (IU6)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 70 %. <br />Soweit die im Darlehensangebot festgelegten Voraussetzungen erfüllt werden, gewährt die LfA einen Tilgungszuschuss von 1,0 % des Darlehensbetrags. Dieser ist in den oben aufgeführten Zinssätzen nicht enthalten. Der aus der InvestEU-Garantie des EIF resultierende Vorteil (Financial Benefit) wird von der LfA über eine preisklassenabhängige Zinsvergünstigung an den Endkreditnehmer weitergegeben, die in den oben aufgeführten Zinssätzen bereits enthalten ist.

</p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>5/1/5 Jahre</td><td>2,68<br />(2,71)</td><td>2,98<br />(3,01)</td><td>3,17<br />(3,21)</td><td>3,50<br />(3,54)</td><td>3,90<br />(3,96)</td><td>4,38<br />(4,45)</td><td>4,70<br />(4,78)</td><td>6,36<br />(6,51)</td>
    </tr>
    <tr>
      <td>7/2/7 Jahre</td><td>2,73<br />(2,76)</td><td>3,03<br />(3,06)</td><td>3,22<br />(3,26)</td><td>3,55<br />(3,59)</td><td>3,95<br />(4,01)</td><td>4,43<br />(4,50)</td><td>4,75<br />(4,84)</td><td>6,41<br />(6,57)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>2,81<br />(2,84)</td><td>3,11<br />(3,14)</td><td>3,30<br />(3,34)</td><td>3,63<br />(3,67)</td><td>4,03<br />(4,09)</td><td>4,51<br />(4,58)</td><td>4,83<br />(4,92)</td><td>6,49<br />(6,65)</td>
    </tr>
  </tbody>
</table>


<h2>Energiekredit (EK5)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>5/1/5 Jahre</td><td>2,73<br />(2,76)</td><td>3,13<br />(3,17)</td><td>3,43<br />(3,47)</td><td>3,93<br />(3,99)</td><td>4,53<br />(4,61)</td><td>5,23<br />(5,33)</td><td>5,73<br />(5,85)</td><td>8,23<br />(8,49)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>2,86<br />(2,89)</td><td>3,26<br />(3,30)</td><td>3,56<br />(3,61)</td><td>4,06<br />(4,12)</td><td>4,66<br />(4,74)</td><td>5,36<br />(5,47)</td><td>5,86<br />(5,99)</td><td>8,36<br />(8,63)</td>
    </tr>
    <tr>
      <td>20/3/10 Jahre</td><td>3,16<br />(3,20)</td><td>3,56<br />(3,61)</td><td>3,86<br />(3,92)</td><td>4,36<br />(4,43)</td><td>4,96<br />(5,05)</td><td>5,66<br />(5,78)</td><td>6,16<br />(6,30)</td><td>8,66<br />(8,95)</td>
    </tr>
  </tbody>
</table>


<h2>Energiekredit Plus (EK6)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>5/1/5 Jahre</td><td>2,38<br />(2,40)</td><td>2,78<br />(2,81)</td><td>3,08<br />(3,12)</td><td>3,58<br />(3,63)</td><td>4,18<br />(4,25)</td><td>4,88<br />(4,97)</td><td>5,38<br />(5,49)</td><td>7,88<br />(8,12)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>2,51<br />(2,53)</td><td>2,91<br />(2,94)</td><td>3,21<br />(3,25)</td><td>3,71<br />(3,76)</td><td>4,31<br />(4,38)</td><td>5,01<br />(5,10)</td><td>5,51<br />(5,62)</td><td>8,01<br />(8,25)</td>
    </tr>
    <tr>
      <td>20/3/10 Jahre</td><td>2,80<br />(2,83)</td><td>3,20<br />(3,24)</td><td>3,50<br />(3,55)</td><td>4,00<br />(4,06)</td><td>4,60<br />(4,68)</td><td>5,30<br />(5,41)</td><td>5,80<br />(5,93)</td><td>8,30<br />(8,56)</td>
    </tr>
  </tbody>
</table>


<h2>Energiekredit Gebäude (EG8)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>5/1/5 Jahre</td><td>2,88<br />(2,91)</td><td>3,28<br />(3,32)</td><td>3,58<br />(3,63)</td><td>4,08<br />(4,14)</td><td>4,68<br />(4,76)</td><td>5,38<br />(5,49)</td><td>5,88<br />(6,01)</td><td>8,38<br />(8,65)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>3,01<br />(3,04)</td><td>3,41<br />(3,45)</td><td>3,71<br />(3,76)</td><td>4,21<br />(4,28)</td><td>4,81<br />(4,90)</td><td>5,51<br />(5,62)</td><td>6,01<br />(6,15)</td><td>8,51<br />(8,79)</td>
    </tr>
    <tr>
      <td>15/3/10 Jahre</td><td>3,18<br />(3,22)</td><td>3,58<br />(3,63)</td><td>3,88<br />(3,94)</td><td>4,38<br />(4,45)</td><td>4,98<br />(5,07)</td><td>5,68<br />(5,80)</td><td>6,18<br />(6,32)</td><td>8,68<br />(8,97)</td>
    </tr>
    <tr>
      <td>15/3/15 Jahre</td><td>3,52<br />(3,57)</td><td>3,92<br />(3,98)</td><td>4,22<br />(4,29)</td><td>4,72<br />(4,80)</td><td>5,32<br />(5,43)</td><td>6,02<br />(6,16)</td><td>6,52<br />(6,68)</td><td>9,02<br />(9,33)</td>
    </tr>
    <tr>
      <td>20/3/10 Jahre</td><td>3,21<br />(3,25)</td><td>3,61<br />(3,66)</td><td>3,91<br />(3,97)</td><td>4,41<br />(4,48)</td><td>5,01<br />(5,10)</td><td>5,71<br />(5,83)</td><td>6,21<br />(6,36)</td><td>8,71<br />(9,00)</td>
    </tr>
    <tr>
      <td>20/3/20 Jahre</td><td>4,07<br />(4,13)</td><td>4,47<br />(4,55)</td><td>4,77<br />(4,86)</td><td>5,27<br />(5,38)</td><td>5,87<br />(6,00)</td><td>6,57<br />(6,73)</td><td>7,07<br />(7,26)</td><td>9,57<br />(9,92)</td>
    </tr>
  </tbody>
</table>


<h2>Energiekredit Regenerativ PV-A (ER5)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>5/1/5 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>15/3/15 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>20/3/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>20/3/20 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>30/5/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
  </tbody>
</table>


<h2>Energiekredit Regenerativ PV-A Plus (ER6)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>5/1/5 Jahre</td><td>2,98<br />(3,01)</td><td>3,38<br />(3,42)</td><td>3,68<br />(3,73)</td><td>4,18<br />(4,25)</td><td>4,78<br />(4,87)</td><td>5,48<br />(5,59)</td><td>5,98<br />(6,12)</td><td>8,48<br />(8,75)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>3,11<br />(3,15)</td><td>3,51<br />(3,56)</td><td>3,81<br />(3,86)</td><td>4,31<br />(4,38)</td><td>4,91<br />(5,00)</td><td>5,61<br />(5,73)</td><td>6,11<br />(6,25)</td><td>8,61<br />(8,89)</td>
    </tr>
    <tr>
      <td>15/3/15 Jahre</td><td>3,56<br />(3,61)</td><td>3,96<br />(4,02)</td><td>4,26<br />(4,33)</td><td>4,76<br />(4,85)</td><td>5,36<br />(5,47)</td><td>6,06<br />(6,20)</td><td>6,56<br />(6,72)</td><td>9,06<br />(9,37)</td>
    </tr>
    <tr>
      <td>20/3/10 Jahre</td><td>3,31<br />(3,35)</td><td>3,71<br />(3,76)</td><td>4,01<br />(4,07)</td><td>4,51<br />(4,59)</td><td>5,11<br />(5,21)</td><td>5,81<br />(5,94)</td><td>6,31<br />(6,46)</td><td>8,81<br />(9,11)</td>
    </tr>
    <tr>
      <td>20/3/20 Jahre</td><td>4,17<br />(4,24)</td><td>4,57<br />(4,65)</td><td>4,87<br />(4,96)</td><td>5,37<br />(5,48)</td><td>5,97<br />(6,10)</td><td>6,67<br />(6,84)</td><td>7,17<br />(7,37)</td><td>9,67<br />(10,03)</td>
    </tr>
    <tr>
      <td>30/5/10 Jahre</td><td>3,34<br />(3,38)</td><td>3,74<br />(3,79)</td><td>4,04<br />(4,10)</td><td>4,54<br />(4,62)</td><td>5,14<br />(5,24)</td><td>5,84<br />(5,97)</td><td>6,34<br />(6,49)</td><td>8,84<br />(9,14)</td>
    </tr>
  </tbody>
</table>


<h2>Energiekredit Regenerativ (ER7)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>5/1/5 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>15/3/15 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>20/3/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>20/3/20 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
    <tr>
      <td>30/5/10 Jahre</td><td>4,45<br />(4,52)</td><td>4,85<br />(4,94)</td><td>5,15<br />(5,25)</td><td>5,65<br />(5,77)</td><td>6,25<br />(6,40)</td><td>6,95<br />(7,13)</td><td>7,45<br />(7,66)</td><td>9,95<br />(10,33)</td>
    </tr>
  </tbody>
</table>


<h2>Ökokredit (ÖK8)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 50 % möglich. </p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>5/1/5 Jahre</td><td>2,15<br />(2,17)</td><td>2,55<br />(2,57)</td><td>2,85<br />(2,88)</td><td>3,35<br />(3,39)</td><td>3,95<br />(4,01)</td><td>4,65<br />(4,73)</td><td>5,15<br />(5,25)</td><td>7,65<br />(7,87)</td>
    </tr>
    <tr>
      <td>10/2/10 Jahre</td><td>2,51<br />(2,53)</td><td>2,91<br />(2,94)</td><td>3,21<br />(3,25)</td><td>3,71<br />(3,76)</td><td>4,31<br />(4,38)</td><td>5,01<br />(5,10)</td><td>5,51<br />(5,62)</td><td>8,01<br />(8,25)</td>
    </tr>
    <tr>
      <td>20/3/10 Jahre</td><td>2,80<br />(2,83)</td><td>3,20<br />(3,24)</td><td>3,50<br />(3,55)</td><td>4,00<br />(4,06)</td><td>4,60<br />(4,68)</td><td>5,30<br />(5,41)</td><td>5,80<br />(5,93)</td><td>8,30<br />(8,56)</td>
    </tr>
  </tbody>
</table>


<h2>Regionalkredit einschl. Fremdenverkehrsförderung (RK5)</h2>
<p> Auszahlung: 100 %. Haftungsfreistellung von 60 % möglich. <br />Für die mit Zuwendungen aus der bayerischen Regionalförderung zinsverbilligten Darlehen der LfA werden die preisklassenabhängigen Zinssätze, Laufzeiten und Tilgungsfreijahre im Einzelfall vereinbart.

</p>
<table>
  <thead>
    <tr>
      <th>Preisklasse</th><th>A</th><th>B</th><th>C</th><th>D</th><th>E</th><th>F</th><th>G</th><th>X</th>
    </tr>
  </thead>
  <tbody>
  </tbody>
</table>